About
Julia G. Ko is the founder of CreditCare Technology, a consumer finance infrastructure company operating under non-depository bank licenses in the Philippines and Vietnam, with partner-based operations in Nigeria. She is the founder of BrightArc, a 501(c)(3) deploying essential infrastructure in climate-disrupted communities, and was co-founder of SurePod Corporation, a senior-care hardware company acquired in 2014.
Julia’s research investigates how high-consequence AI systems maintain accuracy, transferability, and trust in live markets, using operational credit systems as the research case. She holds a graduate degree in applied economics from Johns Hopkins University and a bachelor’s degree from the University of California, Los Angeles. She is a member of the ForbesWomen Forum and served as a Money20/20 Europe Rise Up mentor.
Contact via LinkedIn
Thoughts and travel writing on Medium
Selected coverage & talks
Coverage
- PYMNTS — MoneyGram, CreditCare Team to Help Unbanked in Philippines, Vietnam, Nigeria (2022)
- Finextra — CreditCare and MoneyGram Join Forces (2022)
- Yahoo Finance — CreditCare Tech Partners with MoneyGram International (2022)
- IBTimes SG — CreditCare, MoneyGram to Expand Service to 12,000 Locations, Enter Nigeria (2022)
- The Nation (Nigeria) — Digital Finance Company Aims to Transform Banking System of Major Developing Countries (2022)
- IBTimes SG — BrightArc Expands Infrastructure Equity in Southeast Asia with Google Support
Talks & mentorship
- Money20/20 Europe (2019) — Speaker, “How to Successfully Pitch in Fintech”; Rise Up Mentor to 30 selected women worldwide — profile
- O’Reilly Solid Podcast (2015) — “Julia Ko on Developing a Different Kind of Smartphone”
- Solid Conference, San Francisco (2015) — Speaker, “One Year to Production: Manufacturing a Smart Device for 100K”